By Jeff Cavignac, James P. Schabarum, Jase Hamilton, and Patrick Casinelli Insurance is a unique product— the classic intangible. You have to have it for various reasons, and the right insurance…

Insurance industry economics provide some perspective on where insurance rates are going in 2019. By Jeff Cavignac, CPCU, RPLU, ARM, MLIS; Jase Hamilton, CPCU, AFSB; and Patrick Casinelli, RHU, REBC,…